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What We Do

We Can Help:

Establish Credit

Build Credit

Improve your Credit Score

Improve Credit on ITIN

We Help Remove:

Inaccurate Information

Past Due Payments




And Much More

Our Services:

Help you choose the right Lender

Help with your mortgage purchase

Help you with your Vehicle purchase

Transfer credit from ITIN to SSN

Help get a Credit Line or Loan

Consolidate Debt

About Us

Our Company

 Our  financial & credit practice has redefined the credit repair landscape. By emphasizing strict regulatory compliance alongside innovative solutions. Today, V&D Financial help clients take action on their credit, and is quickly becoming the trusted leader in credit repair.

The Trusted Leaders

V&D  Financial  has developed effective credit repair solutions based upon our current and previous data collection from ongoing consumers. You have the right to request that inaccurate information be deleted from your credit reports. With a combined 20+ years of financial banking experience assisting hundreds of thousands of clients, we are the  trusted leaders in credit repair. 

Mission Statement

V&D  Financial fights for every client’s legal right to a fair and accurate credit profile. V&D Financial will provide professional and courteous service to all of our clients to help them achieve their financial goals.

Client Blog

Amazing! Quick results!!!

I absolutely  loved working with Dario!!! My husband and I thought there was no chance of being in a home this quick!!!! We are so blessed to say we can buy a home because our credit is fixed! I highly recommend using V&D Financial! Thanks you guys!!!               

"Alex Rodriguez"

Very Satisfied

I  never thought we would  have the opportunity to establish credit, much  less buy a home with all our credit issues. Thank You V&D Financial!   

  "Lisa & Tom Goldberg"

Your Consultants

Dario Montoya 

President/Private Credit Analyst

Marisol Ramon

Private Credit Analyst


Elsa Cortez

Private Credit Analyst

Contact Us

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours. Your Credit Report and Credit Score is Important to us, our Credit Repair Service is here to help.

V&D Financial LLC

1230 River Bend Dr, Suite 150 Dallas, Texas 75247, United States



Monday - Friday:

10am - 7pm

Saturday: 10:00am to 3pm

Sunday: Closed

We Advise to book an appointment to respect your time

We are Bonded with the State of Texas  we offer 100% Transparency.

Texas Secretary of State Website